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Improving Lives With More Credit: Northern Hills Federal Credit Union Goes Online with Scinaptic’s AI-Based Credit Decision Platform

NEW YORK–() –Scenaptic AI, the world’s leading provider of AI-powered credit decision platforms, announced that Northern Hills Federal Credit Union has completed the deployment and is now live on their platform. This deployment allows Northern Hills FCU to use AI to make smarter credit decisions and help members with more credit.

Northern Hills FCU is a member-owned financial institution, serving its members for 70 years. Northern Hills FCU has a simple philosophy: People help people improve the financial situation of each of its members. Thanks to Scinaptic’s AI-powered credit underwriting platform, access to credit for Northern Hills FCU members will be further improved. By using historic Northern Hills loan data and incorporating data from other members through alternative data sources, the AI ​​platform delivers faster, smarter decisions.

“We are very excited to be live on Scinaptic’s AI-powered credit decision-making platform,” said Floyd Rummel, Managing Director, Northern Hills Federal Credit Union. “In today’s digital world, members don’t want to fill out applications and wait a day or two to find out whether or not they’ve been approved. Bringing Scinaptic’s AI live gives us the ability to deliver instant and better credit decisions for every member we serve. This gives our member-owners more credit, improves their lives, and strengthens our commitment to the financial well-being of all members.

Pankaj Jain, President of Scinaptic, said, “Northern Hills Federal Credit Union is a model for the adoption of AI in credit unions. We are thrilled to be a partner in their innovation journey to increase credit approvals for their members. ”

About Scinaptic AI

Scinaptic’s mission is to increase the availability of credit by transforming the technology used in credit decision making. Over 150 years of credit experience is integrated into Scinaptic’s native AI credit decision platform. Our clients across banks, credit unions, fintech and other lenders use the platform to constantly improve the quality of underwriting decisions. This allows them to say “yes” to borrowers more often and faster.

The platform is used by lenders with assets exceeding $ 100 billion, enabling them to process over $ 22 billion in credit decisions, benefiting more than 2 million members of credit unions and millions of borrowers among banks, automobiles and online lenders.

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